The Amex Gold’s $10 monthly dining credit lost two partners on July 1, 2026. Goldbelly and Wine.com are no longer eligible. Six partners remain, and here is how to use each one before the credit resets at the end of the month.
Rates verified as of April 15, 2026.
Partners That Left on July 1, 2026
Starting July 1, two previously eligible partners no longer count toward the credit:
- Goldbelly (artisan food marketplace)
- Wine.com (online wine retailer)
American Express confirmed these changes ahead of the July 1 effective date. If you charged an eligible Goldbelly or Wine.com order in June, the credit still applied. Orders placed on or after July 1 do not qualify.
The Six Partners That Still Qualify
As of July 1, 2026, the Amex Gold $10 monthly dining credit applies at these six partners:
| Partner | What to Know |
|---|---|
| Grubhub / Seamless | Delivery or pickup; $10 minimum order recommended to trigger the credit |
| The Cheesecake Factory | In-person dining; 200+ US locations make this the most accessible option |
| Milk Bar | In-person; limited to select cities including New York, DC, LA, Chicago, Boston, and Nashville |
| Shake Shack | Select participating locations only; airport locations often do not qualify |
| Buffalo Wild Wings | In-person dining at participating locations; added in the April 2026 Gold Card refresh |
| Wonder | Delivery; currently serves New York, New Jersey, and select other markets |
Verify before spending. Amex can update its partner list without advance notice. Before counting on any partner for the monthly credit, check the Amex app under Card Benefits to confirm it still appears as an eligible merchant.
How to Actually Use $10 Every Month
The credit resets on the first of each month. Any amount not used expires. Here is how to get value from each partner type:
Grubhub: Most flexible option
Grubhub and Seamless (same platform) cover the most US zip codes and have the widest restaurant selection. The $10 credit applies to the pre-tax, pre-tip order charge. Grubhub pickup orders typically skip the delivery fee, making each credit dollar worth more. A single lunch order over $10 covers the monthly requirement without extra planning.
The Cheesecake Factory: Best for suburban cardholders
With more than 200 US locations, The Cheesecake Factory is the most geographically accessible partner. A single appetizer, dessert, or drink order clears the $10 threshold at most locations. You do not need a full-meal commitment to use the credit here.
Milk Bar: Metro-area option
Milk Bar locations are concentrated in New York, DC, Los Angeles, Chicago, Boston, and Nashville. If you live in one of those markets, a quick bakery visit each month handles the credit efficiently. The menu of cookies, cakes, and soft serve will push you past $10 quickly.
Shake Shack: Check location eligibility first
Not every Shake Shack location participates. Stadium and airport locations are frequently excluded. Pay with your Gold card and verify the credit posted on your statement within 10 business days. A standard combo order runs $10 to $14 at most locations, which clears the monthly credit in a single visit.
Buffalo Wild Wings: Sports-night option
Buffalo Wild Wings joined the partner list as part of the April 2026 Gold Card refresh. In-person dining at participating locations qualifies. A wings order or a combo clears the $10 threshold without needing to order a full meal for the table.
Wonder: Delivery alternative to Grubhub
Wonder serves premium restaurant meals via delivery, currently in the New York metro area, New Jersey, and select other markets. It is a solid Grubhub alternative if you have coverage, but check wonder.com first before factoring it into your monthly routine.
What to Do if You Used Goldbelly or Wine.com
For cardholders who relied on Goldbelly or Wine.com as the monthly credit vehicle, the adjustment is straightforward:
Goldbelly users: Switch to Grubhub. Both are food delivery platforms. Grubhub has broader coverage and a similar order flow. A single monthly Grubhub pickup order serves the same purpose.
Wine.com users: There is no like-for-like substitute on the current partner list. All six remaining partners are food-focused. Grubhub is the most practical replacement for a monthly credit-burning order. One thing to keep in mind: Uber Eats orders apply toward the separate $10 monthly Uber Cash benefit on the Gold card, not the dining credit.
Does Losing Two Partners Change the Math?
The Gold’s $325 annual fee is unchanged. The dining credit itself ($120 per year) is unchanged in dollar amount. What changed is the set of merchants where you can spend it.
For the full breakdown of the Goldbelly and Wine.com removal and its effect on the card’s overall value, see the Amex Gold dining credit changes summary.
The short version: if you can use at least one of the six remaining partners each month, the credit still delivers its full $120 per year in value. The 4x earning rate at US restaurants, which applies at all six partner locations, is unchanged and remains among the highest available on any consumer card (rates verified as of April 15, 2026).
Bottom Line
Six partners remain on the Amex Gold dining credit after July 1. Grubhub and The Cheesecake Factory cover the most cardholders geographically. For anyone who relied on Goldbelly or Wine.com, Grubhub pickup is the cleanest replacement. The credit still resets every month and still does not roll over.
If you have not set up a Grubhub routine yet, this week is the time. One pickup order per month is all it takes to recoup $120 per year from a card you are already paying $325 to carry.
FAQ
Q: When exactly did Goldbelly and Wine.com lose eligibility?
A: July 1, 2026. Orders charged on June 30 or earlier qualify. Orders placed on or after July 1 do not trigger the credit.
Q: Does the Grubhub credit apply to the Grubhub+ subscription fee?
A: No. The $10 monthly dining credit applies to eligible food orders, not the Grubhub+ membership fee itself.
Q: Which Shake Shack locations do not qualify?
A: Amex does not publish a complete list of non-participating locations. Airport and stadium Shake Shacks are frequently excluded. Pay with your Gold card, then check your statement within 10 business days to confirm the credit posted.
Q: I tried to use the dining credit at Goldbelly on July 1. Did it apply?
A: Charges on or after July 1, 2026 are not eligible. If you see a missing credit from a July 1 Goldbelly order, contact American Express customer service directly.
Q: Can I use the dining credit and Uber Cash in the same month?
A: Yes. These are two separate benefits with separate monthly limits. The $10 dining credit and the $10 Uber Cash each reset independently on the first of the month.