If you use your Amex Gold dining credit at Goldbelly or Wine.com, you have until June 30 to get your money’s worth. Starting July 1, 2026, both brands are no longer participating partners in the American Express Gold Card‘s $10/month dining statement credit program.
The credit stays at $120 per year ($10 per month). The rest of the partner list stays intact. But if Goldbelly or Wine.com were where you captured this benefit each month, you need a new plan now.
What’s changing
American Express is removing two partners from the Gold Card’s $10/month dining statement credit. Both changes take effect July 1, 2026:
- Goldbelly (specialty online food marketplace): removed
- Wine.com (wine delivery): removed
These partners are already gone for some cardholders and will be gone for all as of July 1.
Full partner list after July 1, 2026
| Partner | Notes |
|---|---|
| Grubhub | Food delivery, largest coverage |
| The Cheesecake Factory | Dine-in and takeout |
| Milk Bar | Desserts and specialty foods |
| select Shake Shack | Dine-in and app orders |
| Buffalo Wild Wings | Dine-in and online orders (added earlier in 2026) |
| Wonder | Delivery from celebrity chef brands (added earlier in 2026) |
Buffalo Wild Wings and Wonder joined the program earlier in 2026 and remain on the list after July 1.
Action: use your Goldbelly and Wine.com credits by June 30
The credit resets monthly, so your June cycle is the last one where Goldbelly and Wine.com qualify. Check your statement to confirm when your June credit posts. If you haven’t used June’s $10 yet, place a qualifying Goldbelly or Wine.com order before your billing cycle closes.
After July 1, redirect that $10/month to Grubhub or a Cheesecake Factory order. The credit does not carry over month to month, so use it or lose it each cycle.
Is the Amex Gold still worth it?
Yes, for most cardholders. Here is the math, verified as of 2026-05-23:
- Annual fee: $325
- $120 dining credit, fully used: -$120
- $120 Uber Cash credit, fully used: -$120
- Net cost if both are used: $85 per year
At an $85 effective annual fee, the Gold’s 4x at U.S. restaurants (no cap) and 4x at U.S. supermarkets (up to $25,000 per year, then 1x) are hard to beat. A household spending $400 per month on dining and $400 per month on groceries earns roughly $460 annually in Membership Rewards points at a 2-cent-per-point redemption rate, which covers the net fee many times over.
The partner change does not affect the earning rates or the total credit amount. If Goldbelly or Wine.com were your go-to partners, the adjustment is minimal: switch to Grubhub or place a Cheesecake Factory order this month instead.
Who should reconsider
If the only dining credit partners you would realistically use are now gone and you also were not getting full value from the Uber Cash credit, the effective annual fee rises toward $325. A household in that position might prefer the Amex Blue Cash Preferred ($95 AF, 6% at U.S. supermarkets up to $6,000/year) or the Chase Sapphire Preferred ($95 AF, 3x dining, earns transferable Ultimate Rewards points).
That said, for anyone who regularly orders delivery via Grubhub or visits Cheesecake Factory, the credit remains easy to use. The bar for capturing $120 in value is not high.
Bottom Line
Amex Gold’s dining credit is getting slightly less flexible as of July 1, 2026, but the card’s core value case rests on 4x dining and 4x grocery, and both are unchanged. Use any remaining Goldbelly or Wine.com credits before June 30, then shift your monthly $10 to Grubhub or Cheesecake Factory. For most Gold cardholders, the math still works.
If you don’t yet have the card and the June 30 deadline motivates you, apply through American Express’s official site and confirm the current welcome offer before submitting.
FAQ
Q: When exactly do Goldbelly and Wine.com stop qualifying for the Amex Gold dining credit?
A: July 1, 2026, is the effective date. Orders billed before that date on your statement should still earn the credit. Confirm timing with your billing cycle close date.
Q: Does this change affect the $120 annual credit total or the $10/month structure?
A: No. The credit remains $10 per month, $120 per year. Only the eligible merchant list changes.
Q: Are any new partners replacing Goldbelly and Wine.com?
A: Buffalo Wild Wings and Wonder joined the program earlier in 2026 and remain on the list after July 1. No additional replacements have been announced as of this writing.
Q: Does this affect Amex Gold earning rates at restaurants?
A: No. The 4x Membership Rewards at U.S. restaurants with no annual cap is unchanged.
Q: I have unused Goldbelly or Wine.com credit this month. What should I do?
A: Place a qualifying order before your June billing cycle closes. The credit does not carry over and Goldbelly and Wine.com will not qualify after July 1.