The Alaska Airlines Atmos Summit card just posted its highest welcome offer ever: 100,000 Atmos Rewards points, a 25,000-point Global Companion Award, and a 50% flight discount code, after spending $6,500 in the first 90 days. The standard offer sits at 80,000 points. This elevated version represents a 25% increase and is available for a limited time.
If you have been watching this card, now is the time to pay attention.
What the 100K Offer Includes
The elevated welcome package through this limited-time offer:
- 100,000 Atmos Rewards points after spending $6,500 in the first 90 days (roughly $2,170 per month)
- 25,000-point Global Companion Award deposited to your account after the spend requirement is met (normally earned as an anniversary benefit)
- 50% flight discount code valid on Alaska Airlines, Hawaiian Airlines, Horizon Air, or SkyWest marketed flights within North America
The standard publicly available offer is 80,000 points + 25,000 Global Companion Award after spending $4,000 in the first 90 days. The elevated version raises the bonus by 20,000 points, adds the 50% discount code, and increases the minimum spend from $4,000 to $6,500. If you can hit $6,500 in 90 days, the 100K version is clearly the better deal.
Important: Welcome offer availability can vary by applicant. Check the current offer shown on the Bank of America application page before applying to confirm which version is live for you.
The Card’s Ongoing Benefits
Beyond the welcome offer, the Atmos Summit Visa Infinite earns:
- 3 Atmos Rewards points per $1 on dining, foreign transactions, and Alaska Airlines or Hawaiian Airlines purchases
- 1 point per $1 on all other purchases
- 10% bonus on all points earned when you have an eligible Bank of America account (Preferred Rewards members may earn more)
Card benefits that justify the $395 annual fee for active flyers:
- 8 Alaska Lounge passes annually (2 per quarter), a meaningful perk for passengers flying Alaska routes
- Free checked bag and preferred boarding for you and up to 6 guests on the same reservation
- $50 Instant Travel Delay Credit for eligible flight delays of 2+ hours
- $120 Airport Security Statement Credit for TSA PreCheck or Global Entry every 4 years
- Waived same-day flight change fees (up to $75 savings per trip)
- No foreign transaction fees
- Visa Infinite concierge benefits and travel protections
What Are Atmos Rewards Points Worth?
Atmos Rewards is the loyalty program of Alaska Airlines and Hawaiian Airlines, launched in 2025. Points are redeemable for flights on Alaska Airlines, Hawaiian Airlines, and partner airlines. Because redemption rates vary based on the flight you book, there is no single cents-per-point value that applies universally.
The most reliable way to assess the welcome offer value is to check award availability for routes you actually fly. If you travel the West Coast, Hawaii, or on routes served by Alaska or Hawaiian Airlines, 100,000 Atmos points represent meaningful travel value. If you primarily fly United, Delta, or American on routes with limited Alaska coverage, a card that earns transferable points (Chase Ultimate Rewards, Amex Membership Rewards) may serve you better.
Summit vs. Ascent: Which Card Is Right for You?
The Atmos Ascent is the Atmos program’s entry-level card, with an $95 annual fee and a current elevated offer of 85,000 points + a $99 Companion Fare + a 50% discount code after spending $4,500 in 120 days.
| Atmos Summit | Atmos Ascent | |
|---|---|---|
| Current offer | 100K points + 25K Companion Award + 50% off | 85K points + $99 Companion Fare + 50% off |
| Annual fee | $395 | $95 |
| Lounge access | 8 passes/year | Not included |
| Dining / Alaska earn rate | 3x | 3x |
| Flat earn rate | 1x | 1x |
| Free checked bag | Yes (up to 6 guests) | Yes (up to 6 guests) |
| Travel delay credit | $50 (2+ hour delay) | Not included |
Offer terms verified as of 2026-04-01. Confirm current offers at application time.
The Summit makes sense if you will use the 8 lounge passes and the premium travel protections. A frequent Alaska flyer who values lounge access on Pacific Coast routes can offset a significant portion of the $395 fee through those benefits alone. The Ascent is the better pick if you primarily want the points and the free checked bag at a lower annual fee.
Who Should Apply
The 100K elevated offer is worth acting on if:
- You fly Alaska Airlines or Hawaiian Airlines at least once or twice per year
- You can spend $6,500 in 90 days on legitimate purchases (not manufactured spending)
- You will use the Alaska Lounge passes on your routes
- You want the 25,000-point Global Companion Award front-loaded at application rather than waiting a year for it as an anniversary benefit
Who should skip: If you rarely fly Alaska or Hawaiian Airlines, the points have limited redemption utility. Travelers who prefer flexibility (points that transfer to multiple airlines and hotels) will get more value from Chase Ultimate Rewards or Amex Membership Rewards cards. And if $6,500 in 90 days is a stretch, the Ascent’s lower spend requirement is more accessible.
How to Apply
The Atmos Summit Visa Infinite is issued by Bank of America. Apply directly at bankofamerica.com. Verify the offer shown on your application screen before submitting. This offer is limited time with no stated expiration date; check the current terms when you apply.
Bottom Line
The Alaska Atmos Summit’s 100K elevated offer is the strongest welcome bonus this card has ever offered, and it includes a bonus Global Companion Award that usually takes a full year to earn. Active Alaska and Hawaiian Airlines flyers who can hit $6,500 in 90 days and will use the lounge passes have a strong case for applying now. Casual flyers or those who prefer transferable points should stick with cards that offer broader redemption flexibility.
Frequently Asked Questions
Q: Is the 100K Atmos Summit offer available to everyone?
A: The offer is publicly available but welcome offer amounts can vary by applicant. Check the offer displayed on the Bank of America application page before submitting. The standard offer is 80K points; the elevated 100K version may not be shown to all applicants at all times.
Q: What is the Global Companion Award?
A: The Global Companion Award is a certificate that lets one companion fly at a reduced point cost on eligible Alaska and Hawaiian Airlines flights. Normally, Summit cardholders earn this as an anniversary benefit each year. With the current elevated offer, the 25,000-point Companion Award is included as part of the welcome bonus after the spend requirement is met.
Q: How long is the 50% flight discount code valid?
A: The 50% discount code is issued after account opening and applies to eligible Alaska Airlines, Hawaiian Airlines, Horizon Air, or SkyWest marketed flights within North America (excluding Prudhoe Bay, AK). Expiration terms vary; check your cardholder agreement for specific validity dates.
Q: Should I get the Summit or Ascent if I am new to Atmos?
A: Choose based on annual fee tolerance and lounge usage. The Ascent ($95 AF) offers a lower entry point with 85K points and the same free checked bag benefit. The Summit ($395 AF) adds 8 lounge passes per year and the $50 travel delay credit, which adds up quickly for frequent Alaska flyers. If you fly 4+ times per year on Alaska routes and value lounge access, the Summit’s benefits justify the $300 additional fee. If you fly less often, start with the Ascent.