Chase is offering a 65% transfer bonus from Ultimate Rewards to Marriott Bonvoy through May 15, 2026. Every 1,000 Chase UR points becomes 1,650 Marriott Bonvoy points instead of the standard 1,000. Starting May 16, the bonus drops to 55% (1,000 UR to 1,550 Marriott points) and runs through June 30, 2026. If you have a specific Marriott redemption lined up and need more points, now is the time to act.
How the Bonus Works
The standard Chase UR to Marriott Bonvoy transfer ratio is 1:1. Through May 15, 2026, that becomes 1,000 UR to 1,650 Marriott points. From May 16 through June 30, 2026, the ratio is 1,000 UR to 1,550 Marriott points. The minimum transfer is 1,000 UR points. Bonus points post to your Marriott Bonvoy account within 7 days of the transfer.
At scale: 50,000 UR becomes 82,500 Marriott points at the 65% rate, or 77,500 points at the 55% rate. 30,000 UR becomes 49,500 Marriott points at the 65% rate. For award bookings that require a specific point total, this bonus can close the gap without additional card spending.
Transfers are permanent. UR points moved to Marriott Bonvoy cannot be returned. Marriott points expire after 24 months of account inactivity, so confirm you have a redemption in mind before transferring.
The Math: When This Transfer Makes Sense
Most of the time, Chase UR points are worth more when redeemed directly through Chase Travel or transferred to Hyatt. The 65% Marriott bonus is historically one of the highest ever offered on this pairing (the range has been 40% to 70% historically), but high-percentage bonuses do not automatically make a transfer worthwhile.
Here is the comparison that matters: the Chase Sapphire Preferred (last verified 2026-03-22) redeems UR at 1.25 cents per point through Chase Travel. If Marriott Bonvoy points are worth 0.7 cents each at the property you want, then 1,000 UR transferred at the 65% bonus yields 1,650 Marriott points worth $11.55, slightly less than the $12.50 you would get at 1.25cpp direct redemption. The math shifts in your favor only when you can extract more than 0.76 cents per Marriott point from your redemption.
The transfer makes sense when:
- You have confirmed award availability at a peak-category Marriott property where the nightly rate is $300 or more. At 50,000 Marriott points per night and a $350 cash rate, you are getting 0.7 cents per point, borderline. At 60,000 points per night and a $450 cash rate, you get 0.75 cpp, close. At 40,000 points per night and a $350 cash rate, you get 0.875 cpp, the transfer starts to pay off.
- You are just short of a redemption threshold and the 65% bonus covers the gap. If you need 50,000 Marriott points and have 30,000 UR available, transferring 12,500 UR at the 65% rate gives you 20,625 Marriott points, enough to close most gaps without giving up more UR than necessary.
- You are targeting a stay at a Ritz-Carlton, St. Regis, or W Hotel where cash rates regularly exceed $500 per night and award availability opens up the stay for 60,000 to 80,000 points per night. Those redemptions can reach 1.0 to 1.5 cents per Marriott point, above what UR deliver at 1.25cpp.
When to Hold Your UR Points
Hold your UR when: You do not have a specific Marriott redemption confirmed. Unconfirmed transfers sit in Marriott Bonvoy with a 24-month activity clock ticking. UR points in your Chase account stay active as long as you have an open Chase card.
Consider Hyatt first. World of Hyatt transfers from Chase UR at 1:1 and routinely delivers 2 cents per point or more at category 1-4 properties. A Park Hyatt at 30,000 points per night and a $350 cash rate returns 1.17 cpp. A Hyatt Regency at 12,000 points per night and a $180 rate returns 1.5 cpp. Hyatt transfer is almost always better value than Marriott for aspirational stays, bonus or no bonus.
Check the category and availability first. Marriott has over 9,000 properties and uses a category system with off-peak, standard, and peak pricing per night. Visit marriott.com and look up award availability and pricing for your specific dates before deciding. A 65% bonus on a transfer that earns 0.5 cpp is still a worse outcome than holding UR at 1.25cpp.
How to Transfer
Log in to your Chase account and navigate to Ultimate Rewards. Select Transfer to Travel Partners and choose Marriott Bonvoy. The current bonus will display before you confirm. Enter the number of UR points to transfer (in multiples of 1,000) and confirm. Points typically post to your Marriott Bonvoy account within 3 to 7 business days.
You need a Marriott Bonvoy account before initiating the transfer. Enrollment is free at marriott.com. Have your Marriott Bonvoy membership number ready when initiating the transfer from Chase.
The Cards That Earn Chase UR Points
The two personal Chase cards that earn transferable UR and support airline and hotel transfers are the Chase Sapphire Preferred and the Chase Sapphire Reserve. Earnings rates verified as of the dates shown, check current terms at Chase’s website before applying.
| Card | Annual Fee | Key Earn Rates | UR Redemption |
|---|---|---|---|
| Chase Sapphire Preferred | $95 | 3x dining, 3x groceries, 3x streaming, 2x travel, 1x all else (last verified 2026-03-22) | 1.25 cents per point via Chase Travel portal |
| Chase Sapphire Reserve | $795 | 3x dining, 3x travel, 1x all else; 10x via Chase Travel portal (last verified 2026-03-31) | New cardholders: 1 cpp via Chase Travel; pre-Oct 2025 cardholders: 1.5 cpp until Oct 2027 |
The no-annual-fee Chase Freedom Unlimited (1.5x on everything) and Chase Freedom Flex (5x rotating quarterly categories) also earn UR points, but those points can only be transferred to travel partners when paired with a Sapphire card or Ink Business Preferred. If you hold only a Freedom card, you cannot initiate a partner transfer until you add a Sapphire card to your Chase account.
Bottom Line
The Chase UR to Marriott Bonvoy 65% transfer bonus runs through May 15, 2026, then drops to 55% through June 30. The higher 65% tier is historically one of the best ever offered for this transfer pair. Whether it makes sense depends entirely on what you are redeeming Marriott points for: standard redemptions at 0.5 to 0.7 cents per point rarely justify the transfer, but aspirational stays at peak-category properties where the effective rate tops 0.8 cents per point can tip the balance. If you have a confirmed high-value Marriott redemption and need more points, May 15 is your deadline for the best rate.
FAQ
Q: Which Chase cards can transfer UR points to Marriott Bonvoy?
A: The Chase Sapphire Preferred, Chase Sapphire Reserve, and Chase Ink Business Preferred all earn UR points that can transfer to Marriott Bonvoy. The Freedom Flex and Freedom Unlimited earn UR but cannot transfer to partners unless you also hold a Sapphire or Ink Business Preferred card in your account.
Q: Do I need a Marriott Bonvoy account before transferring?
A: Yes. You need an active Marriott Bonvoy account number to receive the transfer. Enrollment is free at marriott.com and only takes a few minutes.
Q: Is the 65% bonus or the 55% bonus better?
A: The 65% rate through May 15 is better. At 65%, 10,000 UR becomes 16,500 Marriott points. At 55%, 10,000 UR becomes 15,500 Marriott points. If your transfer is large, acting before May 15 adds meaningful points at no additional cost.
Q: Are transfers reversible?
A: No. Chase UR points transferred to Marriott Bonvoy cannot be returned to Chase. Confirm award availability and your point requirements before initiating the transfer.
Q: Why is Hyatt often recommended over Marriott for UR transfers?
A: Hyatt transfers from Chase UR at the standard 1:1 ratio with no bonus, but Hyatt points are typically worth 1.5 to 2.5 cents each at category 1-5 properties, well above what Marriott delivers at 0.5 to 0.8 cents per point at comparable stays. The Marriott bonus needs to be large (65% or higher) and your Marriott redemption needs to be aspirational for the math to compete with a standard Hyatt transfer.