Chase is running a 55% transfer bonus from Ultimate Rewards to Marriott Bonvoy through June 30, 2026. Every 1,000 Chase UR points transfers as 1,550 Marriott Bonvoy points instead of the standard 1,000. If you have a Marriott redemption in mind and need more points, you have until the end of June at this elevated rate.
This follows the 65% bonus that ran through May 15, covered in our earlier guide. The current 55% rate is less generous, but still meaningfully above the standard 1:1 ratio and one of the better Marriott-specific transfer opportunities available this year.
How the 55% Bonus Works
The standard Chase UR to Marriott Bonvoy ratio is 1:1. Through June 30, 2026, that becomes 1:1.55. At scale:
- 10,000 UR transfers as 15,500 Marriott points (vs. 10,000 at standard rate)
- 30,000 UR transfers as 46,500 Marriott points (vs. 30,000)
- 50,000 UR transfers as 77,500 Marriott points (vs. 50,000)
The minimum transfer is 1,000 UR points. Transfers are one-way and permanent. Once UR points move to Marriott Bonvoy, they cannot be returned to your Chase account. Bonus points typically post to your Marriott Bonvoy account within 3 to 7 business days.
You need an active Marriott Bonvoy account before initiating any transfer. Enrollment is free at marriott.com.
When This Transfer Makes Sense
The 55% bonus does not automatically make a Marriott transfer a good deal. The math depends on what you are redeeming for.
Chase Sapphire Preferred points (verified 2026-03-22) are worth 1.25 cents each through the Chase Travel portal. Chase Sapphire Reserve points for new cardholders (applied after June 23, 2025) are worth 1 cent per point through the portal; existing pre-October 2025 cardholders retain 1.5 cpp on points earned before October 26, 2025, through October 2027.
With the 55% bonus, 1,000 UR becomes 1,550 Marriott points. For that transfer to outperform a direct Chase Travel redemption at 1.25 cpp, those 1,550 Marriott points need to be worth more than $12.50 combined. That requires extracting at least 0.81 cents per Marriott point. The typical range for Marriott Bonvoy is 0.5 to 0.8 cents per point, so the transfer only beats the portal at the top end of Marriott redemption value.
The transfer makes sense when:
- You have confirmed award availability at a high-category Marriott property where the cash rate is $300 or more per night and the award cost is 40,000 to 60,000 points. At 50,000 points per night and a $420 cash rate, you are getting 0.84 cpp, above the threshold.
- You are short of a specific redemption threshold. If you need 60,000 Marriott points and have 38,000 UR to transfer, the 55% bonus turns that into 58,900 points. A separate small Marriott purchase or top-up covers the rest, and you avoided transferring more UR than necessary.
- You are targeting a Ritz-Carlton, St. Regis, or W Hotel property where cash rates regularly exceed $500 per night and award redemptions run 60,000 to 80,000 points. Those properties can reach 1.0 to 1.2 cpp, making the transfer worthwhile.
Hold your UR when:
- You do not have confirmed award availability. UR points stay active as long as your Chase card is open. Marriott points expire after 24 months of account inactivity.
- You are considering a standard Marriott category property at 0.5 to 0.65 cpp. The bonus does not cover the gap against portal value.
- You have Hyatt transfers available. The Chase UR to World of Hyatt 1:1 transfer with no bonus delivers 1.5 to 2.5 cpp at category 1-5 properties. A Hyatt Regency at 12,000 points per night and a $180 cash rate returns 1.5 cpp. For aspirational stays, Hyatt typically wins against Marriott even with a 55% bonus.
The Cards That Earn Chase UR Points
The two personal Chase cards that earn fully transferable UR points are the Chase Sapphire Preferred and the Chase Sapphire Reserve.
| Card | Annual Fee | Key Earning Rates | Portal Value |
|---|---|---|---|
| Chase Sapphire Preferred | $95 | 3x dining, 3x groceries, 3x streaming, 2x travel, 1x all else (last verified 2026-03-22) | 1.25 cents per point via Chase Travel |
| Chase Sapphire Reserve | $795 | 3x dining, 3x travel, 10x hotels and car rentals via Chase Travel (last verified 2026-03-31) | New cardholders: 1 cpp; pre-Oct 2025 cardholders: 1.5 cpp until Oct 2027 |
The no-annual-fee Chase Freedom Unlimited (1.5x everything) and Chase Freedom Flex (5x quarterly rotating categories) also earn UR, but those points cannot be transferred to hotel and airline partners unless you also hold a Sapphire or Ink Business Preferred card. If you only have a Freedom card, you need to add a qualifying Sapphire first.
The Math at the 55% Rate: Worked Examples
Here are three realistic redemption scenarios to show when the 55% bonus pays off and when it does not.
Scenario 1: JW Marriott at 50,000 points per night, $380 cash rate. Value per Marriott point: 0.76 cpp. With 30,000 UR and the 55% bonus, you get 46,500 Marriott points, 3,500 short of a one-night award. You need a top-up. Portal alternative: 30,000 UR at 1.25 cpp = $375 toward a cash booking. Too close to call. The award makes more sense if you are already close to a threshold, less sense if you are starting from zero.
Scenario 2: St. Regis at 70,000 points per night, $550 cash rate. Value per Marriott point: 0.786 cpp. With 50,000 UR and the 55% bonus, you get 77,500 Marriott points, enough for one night with 7,500 points remaining. Portal alternative: 50,000 UR at 1.25 cpp = $625 toward the $550 cash stay, with $75 left over. In this case, the portal actually wins slightly. But if you can compound the stay into two or three nights, the award math shifts and the transfer starts paying off.
Scenario 3: Ritz-Carlton at 85,000 points per night, $700 cash rate. Value per Marriott point: 0.824 cpp. This exceeds the 0.81 cpp threshold. With 60,000 UR, the 55% bonus yields 93,000 Marriott points, enough for a one-night award with 8,000 points remaining. Portal alternative: 60,000 UR at 1.25 cpp = $750 toward the $700 cash rate, $50 left over. Comparable, but the award also generates Bonvoy base points credit. The transfer is competitive here.
How to Transfer
Log in to your Chase account through ultimaterewards.com or the Chase app. Select “Transfer to Travel Partners” and choose Marriott Bonvoy. The current 55% bonus rate will display before you confirm. Enter the points you want to transfer in multiples of 1,000, confirm your Marriott Bonvoy membership number, and submit.
Points typically appear in your Marriott Bonvoy account within 3 to 7 business days. Transfer during business hours if timing matters for award availability.
Bottom Line
The Chase UR to Marriott Bonvoy 55% transfer bonus runs through June 30, 2026. At 1,000 UR to 1,550 Marriott points, the transfer beats the Chase portal only when your specific Marriott redemption extracts 0.81 cents per point or more. That is achievable at premium-tier properties, tight on value at standard categories. If you have a confirmed high-category Marriott redemption, run the math. If you are undecided, Hyatt typically returns more per UR transferred.
FAQ
Q: Which Chase cards can participate in this Marriott transfer bonus?
A: The Chase Sapphire Preferred, Chase Sapphire Reserve, and Chase Ink Business Preferred earn UR points that transfer to Marriott Bonvoy. Freedom Flex and Freedom Unlimited earn UR but require a paired Sapphire or Ink Business Preferred to unlock partner transfers.
Q: Is the 55% bonus applied automatically?
A: Yes. When you initiate the transfer through your Chase account, the current bonus rate displays before you confirm. You will see the exact number of Marriott points you will receive, including the bonus. No code is required.
Q: Can I transfer points back from Marriott to Chase if I change my mind?
A: No. Transfers from Chase to Marriott Bonvoy are permanent and one-way. Confirm award availability and your specific redemption before initiating any transfer.
Q: Is the previous 65% bonus gone?
A: Yes. The 65% bonus expired May 15, 2026. The current 55% rate launched May 16 and runs through June 30. After June 30, the ratio reverts to the standard 1:1.
Q: Why is Hyatt often recommended over Marriott for UR transfers?
A: Hyatt transfers from Chase UR at the standard 1:1 ratio with no bonus, but Hyatt points are typically worth 1.5 to 2.5 cents each at category 1-5 properties, well above what Marriott delivers at comparable cash values. The Marriott bonus needs to be large and your redemption property needs to be premium for the math to compete.