Update, August 2026: this Chase Offer expired May 12, 2026, and has not been replaced with a similar promotion as of this writing. The original offer details are preserved below for reference and to help you evaluate any future WHOOP promotion Chase runs.
Earlier in 2026, Chase Sapphire Reserve cardholders could get up to $359 back on a WHOOP Life Membership Annual Plan, essentially covering the full cost of the wearable and its subscription. The offer required activation in Chase Offers before purchase and ran through May 12, 2026.
Sapphire Preferred holders had access to a separate $100 credit on any WHOOP membership tier through the same Chase Offers window, also on whoop.com only.
What Is WHOOP and Why This Offer Mattered
WHOOP is a subscription-based fitness wearable that tracks recovery, sleep, and strain. Unlike most fitness trackers, there is no upfront device cost: you pay a membership fee and get the hardware included. The WHOOP Life Membership Annual Plan, which covers all current and future devices, is priced at $359 per year.
That full $359 is what the Sapphire Reserve offer covered, making it effectively a free year of WHOOP for cardholders who activated and used the offer before the deadline. For anyone who was already considering WHOOP, it was a straightforward win with no evaluation required.
WHOOP is not a fringe gadget. It has strong followings among endurance athletes, busy professionals tracking sleep quality, and anyone who wants a screenless device that runs continuously. The lack of a display is part of the design: you check data through the phone app rather than glancing at your wrist during workouts.
The Offers Side by Side (Expired)
| Card | Credit Amount | Eligible Purchase | Offer Status |
|---|---|---|---|
| Chase Sapphire Reserve | $359 | WHOOP Life Membership Annual Plan on whoop.com | Expired May 12, 2026 |
| Chase Sapphire Preferred | $100 | Any WHOOP membership on whoop.com | Expired May 12, 2026 |
How the Offer Worked (For Reference)
This was a Chase Offer, which required a manual activation step that many cardholders skipped. Here is how it worked, kept for reference in case Chase runs a similar promotion again:
- Log in to your Chase account at chase.com or open the Chase mobile app.
- Navigate to “Deals” or “Chase Offers” (found on the card details page or in the app menu).
- Search for the relevant offer and click “Add to card.”
- Complete the purchase on the retailer’s site using your activated Sapphire card.
- Statement credits typically post within 14 business days of the qualifying purchase.
The critical rule with any Chase Offer: activation must happen before the purchase. Chase Offers do not apply retroactively, so buying first and adding the offer afterward never earns the credit.
Is a WHOOP Membership Still Worth It Without the Credit?
With the Chase credit gone, the WHOOP Life Membership Annual Plan is a full $359 per year out of pocket. That changes the math considerably from the free-first-year version of this offer.
Where WHOOP still makes sense at full price:
- You train seriously and want granular recovery and sleep data
- You specifically want a screenless, always-on wearable rather than a smartwatch
- You have already tried it during a trial period or via the expired Chase offer and know you will use it consistently
Where it does not make sense:
- You are only interested because of a discount, not the product itself
- You already own a fitness tracker you are happy with
- You dislike subscription-based hardware models
If you want to check whether Chase has introduced a new WHOOP promotion or a different wellness-brand Chase Offer, log in to Chase Offers directly and search “WHOOP” or “wellness.” Chase periodically rotates similar wellness-brand credits through Sapphire cards, so a new offer showing up in the future is plausible even though none is confirmed as of this update.
How the Sapphire Reserve Fits Into the Broader Picture
The CSR carries a $795 annual fee (as of 2026-03-31), but the card is structured around statement credits that offset that cost. The $300 annual travel credit alone covers more than a third of the fee automatically. Add the $250 dining credit via Sapphire Exclusive Tables, the $300 StubHub credit, and the $120 Peloton credit, and the card’s stated credits exceed the annual fee in nominal value even without a WHOOP-style Chase Offer layered on top.
On the earning side, the CSR earns 3x on dining and travel (rates verified 2026-03-31), 10x on hotels and car rentals booked through Chase Travel, and 5x on flights booked through Chase Travel. A WHOOP purchase at whoop.com earns at the base 1x rate since it does not fall into a bonus category, so when a Chase Offer like this one is live, its value comes entirely from the statement credit, not the points earned.
The Sapphire Preferred’s now-expired $100 credit was more modest but represented real value on a $95 annual fee card while it lasted.
Bottom Line
The Chase Sapphire Reserve and Sapphire Preferred WHOOP statement credits expired May 12, 2026, and no replacement offer is confirmed as of this update. If you missed it, check Chase Offers directly for a current wellness-brand promotion before paying full price for a WHOOP membership, and revisit this page if Chase brings a similar deal back.
Frequently Asked Questions
Q: Is the Chase Sapphire Reserve WHOOP credit still available?
A: No. The offer expired May 12, 2026, and has not been replaced as of this update. Check Chase Offers directly for any current wellness-brand promotion.
Q: Did the credit apply automatically?
A: No. It required manual activation through Chase Offers in your account or app before making the purchase. Credits did not apply retroactively.
Q: What was the WHOOP Life Membership Annual Plan?
A: WHOOP’s premium tier at $359 per year, which includes access to all current and future WHOOP hardware devices. It was the specific tier that qualified for the CSR’s full $359 credit.
Q: Did the Chase Sapphire Preferred qualify for the same offer?
A: The CSP had a separate $100 credit on any WHOOP membership (not just the Life Membership plan), also through Chase Offers, with the same May 12, 2026 expiration.
Q: Does purchasing WHOOP earn bonus points on the Sapphire Reserve?
A: No. WHOOP purchases at whoop.com earn 1x points, the base rate. The value of an offer like this comes from the statement credit, not elevated earnings.